take that 24.9% interest.
*UPDATE- because all 3 of you care...called up my bank and demanded a Visa with a low interest rate. you know what? i got it. AND using it to pay off those nazi bastards at M/C. ladies (and men) if you think you're getting screwed, standup and speak up for yourself. it felt pretty good to stick it to the poor Indian man who answered my unfortunate call at customer service. i kid..of course i was nice, he's in Mumbai for shits sake dealing with dumb North Americans' and their bad credit.
thank you Bhupinder!